Financing Options

How Does Snap! Finance Work?

Snap Finance - Apply Here

Here’s how it works:

The steps are a Snap!

  • Apply & Be Approved: Submit your application to start the process. You can Text 13015 to 48078 to start. It takes seconds to learn if you’re approved. The application process is easy, fast, and convenient.
  • Download Funds Instantly: Receive up to $3,000 instantly as a virtual card or in-store credit. When you’re ready to check out, show your phone to the cashier or let us know you’ve applied and been approved. They’ll use the provided card number or SNAP Sales Representative Portal to complete your purchase.
  • Make One Purchase: Snap! Finance provides a one-transaction, one-use card, so ensure you get everything you need in one purchase.

Get approved and finance your next mattress or bedding purchase at Mattress Warehouse USA, serving Portland, OR, Seattle, WA, and surrounding areas.

Do You Qualify for Financing?

To qualify for financing, you must:

• Be 18 years or older
• Have an active checking account
• Have a steady source of income

You don’t need an established credit history to qualify for financing or good credit. You may still be eligible for financing based on other criteria.

Up to 80% of applicants are approved!

Text 13015 to 48078 to Apply!